Our Partners

Our ability to fulfill our mission and expand our reach is accelerated through our collaborative relationships with first-class organizations. These essential partnerships span a wide range of involvement, from the generosity of foundations to corporate underwriting, including California joint powers authorities, nationwide risk management organizations and risk pool insurers.

We're grateful for all of our contributors, large and small, and are committed to attracting investment from additional sources (see also "Get Involved" and "Partnering with Us"). The following organizations are representative of our partners, whose contributions have had a major impact in helping us serve many schools and communities.

Adobe Foundation

The Adobe Foundation, is a 501(c)(3) organization funded by Adobe Systems, Inc. to leverage human, technological and financial resources to drive social change and improve the communities in which they live and work. The Foundation funds and oversees Adobe Youth Voices, their global, signature education program, and a community grants program designed to create strategic, high-impact partnerships with nonprofit organizations within the areas of arts, creativity and youth services.

Alliance of Schools for Cooperative Insurance Programs (ASCIP)

Alliance of Schools for Cooperative Insurance Programs is a community of schools serving schools' insurance risk management needs. ASCIP exists to serve its members and to protect and conserve educational resources for the benefit of its students in public schools and colleges.

America’s Promise Alliance

America's Promise Alliance works with more than 400 national organizations and their local affiliates to raise awareness, encourage action and engage in advocacy to provide children with key support. Under the leadership of Founding Chairman General Colin Powell and current Chair Alma Powell, APA has become the nation’s largest partnership dedicated to improving the lives of young people.

American River Bank Foundation

The American River Bank Foundation is committed to supporting organizations that create opportunity, enhance self-esteem and provide physical and emotional well-being for the most vulnerable women and children. Since 2004, the American River Bank Foundation has donated $722,600 to 40 different organizations. One hundred percent of donations are granted to community organizations as the Foundation is supported in whole by American River Bank, its employees and partners.

Arthur J. Gallagher & Company

Arthur J. Gallagher & Company is an international sales and marketing company that plans and administers cost-effective, differentiated property/casualty and human resource risk management programs as brokers, consultants and third-party administrators. With offices throughout the United States and internationally, Gallagher is one of the world’s largest insurance broker/consultants and risk management services providers.


The CharterSafe program was created as a direct response to charter schools' needs of finding insurance options that provided the right coverage at the right price. The program was co-founded by Ted Fujimoto, Vice President of School Services & Products at the California Charter Schools Association (CCSA), with the help of Arthur J. Gallagher & Co. CharterSafe offers an all in-one inclusive package including Workers' Compensation, Liability, School Board, Property and Risk Management Services. Today, over 160 charter schools are insured by the program.

Clover Stornetta

Clover was the first dairy west of the Mississippi to offer rBST free milk – a commitment to which they remain steadfast. Their local California family farms in Sonoma and Marin Counties are committed to the sustainability of their land, welfare of their cows and produce the highest quality milk pool in the country.

Exchange Bank

Exchange Bank is a community bank with a commitment to our community and our level of service to our customers. The Bank focuses its philanthropic efforts on the local community with an emphasis on making it a better place to live and work. They do this by investing in, and giving back to, the community with donations to local causes and non–profit organizations, and countless hours of employee volunteer time.

Genesis Management & Insurance Services

Genesis is an international alternative risk insurance provider, offering innovative solutions to meet the unique needs of its public entity, commercial and captive customers. A wholly-owned subsidiary of General Reinsurance Corporation, Genesis offers underwriting expertise, superior claim handling, consistent performance, collective experience and a collaborative approach that enable them to provide stability and consistency to their clients.

GEM Realty Capital

GEM Realty Capital is a real estate investment company that utilizes its extensive expertise to invest in private-market real estate assets and publicly traded real estate securities.

George W. Neilson Foundation

The George W. Neilson Foundation's concentration for its giving program is the city of Bemidji and the surrounding area. The Foundation is committed to following the wishes of contributor Katharine Neilson Cram that it supports the Bemidji area and her beloved northern Minnesota where she spent the summers of her youth and lived throughout her later life. The George W. Neilson Foundation supports community development projects by making grants to programs and projects that will improve the lives of the area's children, adults and senior citizens.

Giants Community Fund

The Giants Community Fund collaborates with the San Francisco Giants by using baseball as a forum to encourage underserved youth and their families to live healthy, productive lives. The Fund supports Junior Giants leagues throughout Northern California, Nevada and Oregon (over 20,000 boys and girls, ages 5 to 18 in more than 85 communities) and provides assistance to targeted community initiatives in the areas of Education, Health and Violence Prevention. Since its inception in 1991, the Fund has donated over $14 million to community efforts.

Joseph and Janice Lueken Family Foundation

Joe Lueken and his brother started Lueken’s Village Foods in 1966 in the rural community of Bemidji, MN (pop. 13,000). After many years of profitability and growth, Joe and his wife Jan, created the Joseph and Janice Lueken Family Foundation as a way to give back to the community that had been so good to them. In 2013, Lueken's Village Foods, with two supermarkets in Bemidji and another in Wahpeton, N.D., began transferring ownership to its approximately 400 employees through an Employee Stock Ownership Program (ESOP). Lueken and his family believed that selling to workers would be better for them, the business and their beloved town. Asked by ABC News what prompted him to give away his business, Lueken said it just struck him as the right thing to do.

Kaiser Permanente

Kaiser Permanente is recognized as one of America’s leading health care providers and not-for-profit health plans. Founded in 1945, KP currently serves 8.8 million members in nine states and the District of Columbia. The company is dedicated to care innovations, clinical research, health education and the support of community health. In 2011, Kaiser Permanente awarded nearly $20 million in grant funding to more than 500 community organizations.

Middle Cities Risk Management Trust

The Middle Cities Risk Management Trust was formed in 1987 by twenty Michigan school districts that created a group self-insurance property / casualty pool. The Trust's mission is: Better Education through Risk Management, and its primary goal is to provide members with the best property / casualty coverage at the lowest cost. Today, the Trust has grown to 36 members including 29 public school districts, two community colleges, four public libraries and one charter school. The Trust has returned over $22.7 million in surplus to its members since its inception.

Munich Re America

Founded in 1917, Munich Reinsurance America, Inc. is one of the largest reinsurers in the United States. Over 1,000 employees serve their clients from the Princeton, New Jersey campus and regional offices throughout the United States. MRA has earned the A+ financial strength rating from A.M. Best Company. Their clients include pools and trusts, as well as individual entities and their brokers in the management of risk.

New York Schools Insurance Reciprocal

Started in 1989, NYSIR has become the largest writer of property/casualty insurance for New York’s public schools. More than 340 New York State school districts insure themselves comprehensively and cost-effectively with NYSIR. Fully-licensed, NYSIR offers a wide range of school-related property and liability insurance, and is “A” rated by industry analyst A.M. Best.

North Bay Schools Insurance Authority (NBSIA)

North Bay Schools Insurance Authority is a California Joint Powers Authority that provides a self-funded risk sharing pool. Contributions to fund claims and services comes from the members' general funds. The combined efforts of NBSIA and member school districts from Davis to Benicia and throughout the Napa Valley to manage their risks make NBSIA a very cost effective and reliable alternative to commercial insurance.

San Diego County Office of Education Risk Management JPA

The San Diego County Office of Education provides a variety of services for 42 school districts, ranging from district and school improvement to budget approval and monitoring. The Risk Management Department is a partner with San Diego County and Imperial County school districts through two Joint Powers Authorities (JPA): the Risk Management JPA and the Fringe Benefits Consortium. The Department's mission is to provide risk management programs so that each member district's assets are protected against loss. When losses are prevented and reduced, districts have more money and resources for the classroom.

San Francisco Foundation

For more than 60 years, the San Francisco Foundation has been an incubator for community investment, original ideas and passionate leadership. SFF is a network of philanthropists and civic leaders bringing resources together to support and build on the strengths of community to make the Bay Area the best place it can be.

Sanford Health Foundation

The Sanford Health Foundation is the fundraising arm for Sanford Health, the largest rural, not-for-profit, integrated health system in the nation. The Foundation’s goal is to enhance the lives, health and hope of the patients served by Sanford Health in the regions it serves. In keeping with the mission of Sanford Health of Northern Minnesota to improve the health status of the community and region, the Sanford Health of Northern Minnesota Board of Directors established a $1,000,000 Community Health Endowment Fund in 1997 to assist local non-profit agencies addressing significant regional health and wellness issues.

Schools Excess Liability Fund

The Schools Excess Liability Fund serves more than half the public school districts in California and represents approximately 4.3 million students. SELF members include many K-12 districts, community college districts, charter schools, county offices of education and regional occupational programs.

Schools Insurance Authority (SIA)

Schools Insurance Authority is also a Joint Powers Authority dedicated to meeting the risk management and risk financing needs of its membership. SIA maintains stable and reasonable insurance costs through smart risk pooling techniques, effective prevention services, joint purchasing services and by helping to maintain safe and strong school environments for students and employees.

Southern California Schools Risk Management (SCSRM)

Southern California Schools Risk Management is among the state's oldest joint powers authorities serving public schools by managing risk exposures. On behalf of their members, SCSRM maintains rates for school districts and community colleges, reinvests in managed risk exposure reduction, helps manage cash flow and develops strategies with their insurance partners. 

State Farm Youth Advisory Board

The State Farm Youth Advisory Board is made up of thirty diverse high school and university students from across the United Sates and Canada. Each year, State Farm pledges $5 million to this philanthropic initiative. Since it's inception in 2006, the Board has funded hundreds of youth-led, service-learning projects affecting an estimated 13.9 million people.

West San Gabriel Joint Powers Authority

The West San Gabriel Joint Powers Authority are comprised of school insurance pools serving Preschools, K – 12 Public and Charter Schools located in the San Gabriel area of Los Angeles County. The Joint Powers Authority insurance programs use a combination of District self-insurance, insurance through the CSAC-EIA, traditional insurance carriers and pooled self-insurance to provide financial coverage for the JPA members.

York Risk Services Group

York Risk Services Group is a premier provider of insurance, risk management, alternative risk, pool administration and claims management solutions to clients across hundreds of industries. Ranked nationally as the number 3 third-party administrator (TPA) based on annual revenue, York claims a broad customer base that includes more than 5800 public entities and public entity pools.